Supporting Your Financial Wellness Through Education
We believe that education – at any age – is the key to making positive, informed financial decisions for yourself and your family. We know that financial literacy is not always something we are taught early on. We are proud to provide classes, tools and support that fill that gap in our community.
We have been in the forefront in establishing national standardized credit and financial education programs reaching over 1.7 million individuals.
Rapid City Collective Impact highlights CCCSBH Rental Class in their April 2019 newsletter. Click Here
Our Products
- If you have ever wondered why some people in life get ahead while others do not, and how you can get ahead, then this is the class for you.
In addition, Credit When Credit is Due graduates will receive a packet that includes cards to send the three national credit bureaus if they want to add a statement to their credit reports
- A must read for anyone looking to purchase a home or refinancing a home. Make Your Move takes a complicated subject and makes it simple.
- Guides individuals through the essential steps involved in setting up and running a viable small business. Available online only.
- This will help you evaluate your health insurance options and choose the best for your family and you. It will also guide you on how to handle your medical bills once they arrive.
Credit When Credit is Due - Chapters 1-6 includes:
This class covers how to get what you want, using credit, understanding credit scores, buying a car, and much more.
Credit When Credit is Due - Chapters 7-12 includes:
This class covers buying a home, evaluating credit offers, what you need to know about bill collectors, building and rebuilding your credit, and much more.
| DATES | TIME | LOCATION | SIGN-UP |
Jan 8 & Jan 15 |
5:30 p.m. to 8:30 p.m. |
Rapid City Office |
|
Feb 5 & Feb 12 |
5:30 p.m. to 8:30 p.m. |
Rapid City Office |
|
Mar 5 & Mar 12 |
5:30 p.m. to 8:30 p.m. |
Rapid City Office |
|
Registration for class is free - but required. |
|||
Credit When Credit is Due
If you have ever wondered why some people in life get ahead while others do not, and how you can get ahead, then this is the class for you.
In addition, Credit When Credit is Due graduates will receive a packet that includes cards to send the three national credit bureaus if they want to add a statement to their credit reports.
Make Your Move…. A Guide to Home Ownership - Chapters 1-6 includes:
So you want to buy a house. This class covers: Where do you begin, How is your credit payment history, Who is involved in the home-buying process, Finding the right lender, Getting pre-qualified or pre-approved, and Understanding your house payment.
Make Your Move…. A Guide to Home Ownership - Chapters 7-11 includes:
This class covers: What types of loans are available, Shopping for a home, Finalizing your loan, The loan closing, and Owning a home brings joys and responsibilities.
| DATES | TIME | SIGN-UP | |
Jan 22 & Jan 29 |
5:30 p.m. to 8:30 p.m. |
||
Feb 19 & Feb 26 |
5:30 p.m. to 8:30 p.m. |
||
Mar 19 & Mar 26 |
5:30 p.m. to 8:30 p.m. |
||
Registration for class is free - but required. |
|||
Make Your Move... A Guide to Home Ownership
Make Your Move meets national homebuyer education standards and HUD guidelines. It is the ideal education program to offer first-time buyers, or anyone buying a home who wants a refresher course about the home-buying process. Make Your Move covers topics such as being financially ready to buy a house,getting pre-qualified, types of loans and insurance, building vs. buying a home, closing on your house, learning your responsibilities as a homeowner, and maintaining and repairing your home.
Ins and Outs of Renting:
Learn the Rights and Responsibilities of being a renter. What questions should you ask before renting? Learn tips to get the best rental for vou.
| DATES | TIME | LOCATION | SIGN-UP |
Ins and Outs of Renting
Ellsworth AFB Classes
Credit When Credit Is Due
(all chapters in a one-day class)
9:00 a.m. - 4:00 p.m.
Dates:
Ins and Outs of Renting
9:00 a.m. - 11:00 a.m.
Dates:
Make Your Move….Guide to Homeownership
(all chapters in a one-day class)
9:00 a.m. - 3:00 p.m.
Dates: